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The quiet life hypothesis in banking: Evidence from German savings banks

1st Person: Koetter, Michael
Additional Persons: Vins, Oliver
Type of Publication: Paper
Language: English
Published: Univ., Fachbereich Wirtschaftswiss. 2008
Series: Working Paper Series: Finance & Accounting
Keywords: Sparkasse
Marktmacht
Einnahmen
Kosten
Wirtschaftliche Effizienz
Wettbewerb
Deutschland
Savings bank
Market power
Revenue
Costs
Efficiency
Competition
Germany
Online: https://www.econstor.eu/bitstream/10419/36642/1/587861053.pdf
id
oai_econstor.eu_10419-36642
recordtype
econstor
institution
MPG
collection
ECONSTOR
title
The quiet life hypothesis in banking: Evidence from German savings banks
spellingShingle
The quiet life hypothesis in banking: Evidence from German savings banks
Sparkasse
Marktmacht
Einnahmen
Kosten
Wirtschaftliche Effizienz
Wettbewerb
Deutschland
Savings bank
Market power
Revenue
Costs
Efficiency
Competition
Germany
Koetter, Michael
Working Paper Series: Finance & Accounting
title_short
The quiet life hypothesis in banking: Evidence from German savings banks
title_full
The quiet life hypothesis in banking: Evidence from German savings banks
title_fullStr
The quiet life hypothesis in banking: Evidence from German savings banks
title_full_unstemmed
The quiet life hypothesis in banking: Evidence from German savings banks
title_sort
The quiet life hypothesis in banking: Evidence from German savings banks
format
electronic Article
format_phy_str_mv
Paper
publisher
Univ., Fachbereich Wirtschaftswiss.
publishDate
2008
language
English
topic
Sparkasse
Marktmacht
Einnahmen
Kosten
Wirtschaftliche Effizienz
Wettbewerb
Deutschland
Savings bank
Market power
Revenue
Costs
Efficiency
Competition
Germany
topic_facet
Savings bank
Market power
Revenue
Costs
Efficiency
Competition
Germany
author
Koetter, Michael
author2
Vins, Oliver
author2Str
Vins, Oliver
description
The quiet life hypothesis (QLH) posits that banks enjoy the advantages of market power in terms of foregone revenues or cost savings. We suggest a united approach to measure competition and efficiency simultaneously to test this hypothesis. We estimate bank-specific Lerner indices as measures of competition and test if cost and profit efficiency are negatively related to market power in the case of German savings banks. We find that both market power and average revenues declined among these banks between 1996 and 2006. While we find clear evidence supporting the QLH, estimated effects of the QLH are small from an economical perspective.
url
https://www.econstor.eu/bitstream/10419/36642/1/587861053.pdf
series
Working Paper Series: Finance & Accounting
seriesStr
Working Paper Series: Finance & Accounting
Working Paper Series: Finance & Accounting
series2
Working Paper Series: Finance & Accounting
series2_facet
Working Paper Series: Finance & Accounting
up_date
2019-08-18T02:50:13.389Z
_version_
1642171335179239430

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