Katalog GES



Relationship lending: empirical evidence for Germany

1st Person: Schmieder, Christian
Additional Persons: Memmel, Christoph; Stein, Ingrid
Type of Publication: Paper
Language: English
Published: Deutsche Bundesbank 2007
Keywords: Hausbank
Kredit
Klein- und Mittelunternehmen
Deutschland
Online: https://www.econstor.eu/bitstream/10419/19773/1/200714dkp_b.pdf
id
oai_econstor.eu_10419-19773
recordtype
econstor
institution
MPG
collection
ECONSTOR
title
Relationship lending: empirical evidence for Germany
spellingShingle
Relationship lending: empirical evidence for Germany
Hausbank
Kredit
Klein- und Mittelunternehmen
Deutschland
Schmieder, Christian
title_short
Relationship lending: empirical evidence for Germany
title_full
Relationship lending: empirical evidence for Germany
title_fullStr
Relationship lending: empirical evidence for Germany
title_full_unstemmed
Relationship lending: empirical evidence for Germany
title_sort
Relationship lending: empirical evidence for Germany
format
electronic Article
format_phy_str_mv
Paper
publisher
Deutsche Bundesbank
publishDate
2007
language
English
container_title_txt
Discussion Paper, Series 2: Banking and Financial Supervision
container_volume_txt
2007,14
topic
Hausbank
Kredit
Klein- und Mittelunternehmen
Deutschland
topic_facet
Hausbank
Kredit
Klein- und Mittelunternehmen
Deutschland
author
Schmieder, Christian
author2
Memmel, Christoph
Stein, Ingrid
author2Str
Memmel, Christoph
Stein, Ingrid
description
Relationship lending is a common practice in credit financing all over the world, particularly in Germany. On the basis of a comprehensive data set comprising information on firm-bank relationships for more than 16,000 observations, this study analyses the determinants of relationship lending in Germany. We find that small, young and R&D-intensive firms tend to choose relationship lending. Furthermore, we find that firms with a higher creditworthiness are more likely to choose a relationship lender. We find that the importance of relationship lending stayed roughly constant since the mid 90s.
url
https://www.econstor.eu/bitstream/10419/19773/1/200714dkp_b.pdf
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up_date
2018-08-16T02:30:36.051Z
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