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Commitment and Lapse Behavior in Long-Term Insurance: A Case Study

This article presents a case study of a portfolio of individual long-term insurance contracts sold by a Spanish mutual company. We describe the risk levels, the rating structure, and the implied cross-subsidies on a portfolio of policies providing health, life, and long-term care insurance. We... Full description

1st Person: Pinquet, Jean
Additional Persons: Guillén, Montserrat verfasserin; Ayuso, Mercedes verfasserin
Source: in The journal of risk & insurance Vol. 78, No. 4 (2011), p. 983-1002
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Type of Publication: Article
Language: English
Published: 2011
Keywords: research-article
Online: Volltext
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