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Number of Accidents or Number of Claims? An Approach with Zero-Inflated Poisson Models for Panel Data

The hunger for bonus is a well-known phenomenon in insurance, meaning that the insured does not report all of his accidents to save bonus on his next year's premium. In this article, we assume that the number of accidents is based on a Poisson distribution but that the number of claims is... Full description

1st Person: Boucher, Jean-Philippe
Additional Persons: Denuit, Michel verfasserin; Guillen, Montserrat verfasserin
Source: in The journal of risk & insurance Vol. 76, No. 4 (2009), p. 821-846
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Type of Publication: Article
Language: English
Published: 2009
Keywords: research-article
Online: Volltext
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