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Exposure as duration and distance in telematics motor insurance using generalized additive models

In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher premium compared to those with the same... Full description

1st Person: Boucher, Jean-Philippe verfasserin
Additional Persons: Côté, Steven verfasserin; Guillen, Montserrat verfasserin
Source: Enthalten in Risks : open access journal Vol. 5, No. 4 (2017), p. 1-23
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Type of Publication: Article
Language: English
Published: 2017
Online: OALizenz
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